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APR Explained: The Real Cost of Borrowing (Banks Don’t Highlight This)

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APR Explained: The Real Cost of Borrowing (Banks Don’t Highlight This)

The APR (Annual Percentage Rate) is the real price of borrowing—and it’s often more important than the monthly payment. Your interest rate is just the interest. APR can include interest plus certain fees, expressed as a yearly number, which makes it the best way to compare credit cards, personal loans, auto loans, and many financing offers ...

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